If storms are inevitable, inner strength functions like an invisible asset on the balance sheet. It shows up as patience to stick with a plan, humility to learn what you don’t know, and courage to face uncomfortable numbers rather than avoid them.
This is why two people with similar incomes can have radically different outcomes after a setback. One may respond with avoidance—ignoring bills, delaying conversations—while another takes measured steps: calling creditors, adjusting spending, seeking advice. Blair’s point is that the second person’s advantage is not only money, but the emotional stamina to act. [...]
